Optiml feature
Wealthica Integration
Your real account balances, automatically synced to your plan.
Multiple institutions, one connected view.
You may have a TFSA at Wealthsimple and an RRSP at BMO. Link both and Optiml pulls the account names and current balances from every institution into a single unified view.
Only your account names and balances are pulled.
Optiml does not access your transaction history, holdings, or any other account details. Only the information needed to populate your plan is used.
How it works
4 steps, start to finish
Connect through Wealthica
Link your investment accounts securely using Wealthica's bank-grade connection.
Your balances sync automatically
As your account balances change, they update in Optiml without any manual input from you.
Your plan runs on real numbers
Every projection in Optiml is built on your current, accurate account balances.
All accounts in one view
Multiple accounts across multiple institutions, all aggregated into a single clean view.
Good to know
Connect once. Stay current automatically.
Your investment balances change constantly. Without Wealthica, keeping your Optiml plan accurate means logging in and manually updating every account every time something changes. With Wealthica, that entire process is automatic.
What is Wealthica Integration?
Optiml's Wealthica Integration lets you seamlessly connect your TFSA, RRSP, FHSA, and Non-Registered investment accounts and pull your real balances directly into your financial plan. No manual entry. No stale numbers. Once linked, Optiml automatically uses your up-to-date combined investment balances every time you build or update a plan. For users who prefer not to connect, you can always update your balances manually instead.
Connect any Canadian financial institution
Wealthica supports hundreds of Canadian financial institutions. Whether your accounts are at the big banks, credit unions, or self-directed brokerages like Wealthsimple, Questrade, or Interactive Brokers, you can connect them all in one place.
All account types supported
Connect your TFSA, RRSP, FHSA, Non-Registered, and LIRA accounts across as many institutions as you have. Optiml maps each connected account to the correct account type in your financial plan automatically.
Only what Optiml needs is shared
Privacy is built in. Optiml only pulls your account names and current balances through Wealthica. No transaction history. No holdings breakdown. No personal banking data. Just the balance figures required to keep your plan accurate.
Always manual if you prefer it
Wealthica is entirely optional. If you would rather enter your balances yourself, you can do that at any time. The integration is there for users who want their plan to stay current without the manual effort.
Worth knowing
This is an optional feature. Users who prefer not to connect through Wealthica can manually enter and update their account balances at any time.
Optiml only reads your account names and balances. No transaction history, no holdings, no personal banking data.
More ways Optiml helps
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