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Platform Updates

Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.

improvement

OPTI 1.69

Set Estate Value Now Supports Asset-Level Selection

Users running the Set Estate Value strategy can now choose exactly which specific assets to include in the target estate value calculation, rather than selecting broad asset categories. This provides more flexibility and precision when defining the estate value you want Optiml to preserve.

April 23, 2026

feature

OPTI 1.68

RRSP Meltdown Strategy

This strategy allows you to select a Conservative, Moderate, or Aggressive RRSP Meltdown approach. You can also build a custom strategy by setting government benefit start ages, when the meltdown begins, and the age or year it is fully completed.

April 7, 2026

feature

OPTI 1.68

OAS Clawback Strategy

This strategy is designed to reduce OAS clawbacks as much as possible while still ensuring you meet your after-tax income needs each year.

April 7, 2026

feature

OPTI 1.68

Minimize Lifetime Taxes Strategy

This strategy builds a plan focused on paying the least amount of tax over your lifetime, while still meeting your desired after-tax income each year. It does not prioritize maximizing your estate, but instead focuses on tax efficiency across your lifetime.

April 7, 2026

feature

OPTI 1.68

French Language Now Available

Optiml is now available in French. To update your language, navigate to Settings → Profile and select French.

April 7, 2026

feature

OPTI 1.68

Expanded Debt Options

You can now specify your debt type, including Home Equity Line of Credit, Line of Credit, Credit Card, Personal Loan, and Other, allowing for more detailed and accurate planning.

April 7, 2026

improvement

OPTI 1.68

Tax Deductible Debt Option

All Debt types can now be marked as tax deductible, allowing Optiml to account for tax deductible interest in your plan.

April 7, 2026

improvement

OPTI 1.68

Saved Success Score Scenarios

You can now save your Success Score scenarios and reuse them across different financial plans. This allows for consistent comparisons and better stress testing. Please note, historical rates of return are based on your time horizon. If your life expectancy changes, you will need to rebuild scenarios as results will differ.

April 7, 2026

improvement

OPTI 1.68

Platform UI Update

The platform has received a visual update to improve clarity and overall usability, making it easier to navigate and understand your financial plan.

April 7, 2026

improvement

OPTI 1.68

Updated Onboarding Flow

The onboarding experience has been redesigned to be more streamlined. Users no longer need to navigate the full platform upfront, with guided steps, pop-up messages, and helpful prompts to support setup.

April 7, 2026

improvement

OPTI 1.68

Subscription Management Workflow

Updated Stripe integration and improved the subscription management workflow.

April 7, 2026

improvement

OPTI 1.68

AI Agent EVA Upgrade

AI Agent EVA got a large upgrade. Faster Answers, Less Waiting! The average time to get your answers from EVA has been reduced by nearly 20%.

April 7, 2026

bug

OPTI 1.68

Expense Phase Display Bug

Resolved an issue where selecting the go-go, slow-go, no-go expense option with a life expectancy under three years caused the expenses page to not display all three phases.

April 7, 2026

Showing updates for April 2026

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Features

Eva - AI AssistantCPP & OAS OptimizerWithdrawal OptimizerSuccess ScoreCompare PlansWealthica IntegrationEstate Projector

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