Improved LIF Withdrawal Calculations

LIF withdrawals for eligible provinces (Alberta, British Columbia, Newfoundland and Labrador, Ontario, and Manitoba) now use the greater of the previous year’s investment return or the legislated maximum withdrawal amount for more accurate projections. Users are now also asked to input their previous year’s return directly on the LIF page.

May 14, 2026

More Accurate RRIF & LIF Minimum Withdrawals

RRIF and LIF accounts now ask for the start-of-year balance to improve the accuracy of minimum withdrawal calculations and better reflect CRA rules.

May 14, 2026

Wealthica Integration Improvements

Improved Wealthica account syncing with better error handling, MFA fixes, duplicate account prevention, and additional stability improvements across linked accounts.

May 14, 2026

Additional Tutorial Videos Added

New tutorial and walkthrough videos have been added throughout the Optiml platform and to our YouTube channel to help users better understand features and planning strategies.

May 14, 2026

Custom Defined Benefit Pension Accrual Rates

Defined Benefit Pension owners can now input their own pension accrual rate directly, allowing users to model pension plans that differ from standard accrual assumptions.

May 14, 2026

Free Trial Progress Tracking

You can now track your onboarding progress directly in the header after running your first plan. The progress tracker highlights which Optiml features you have already used and which features are still available to explore, helping you get the most value out of your free trial.

May 7, 2026

New YouTube Videos Launched

We are getting back into YouTube and will be releasing more educational and platform content regularly. We would love your feedback and suggestions on videos you would like to see.

May 7, 2026

Updated Tutorial Videos

Tutorial videos are back with refreshed and updated walkthroughs. Access them anytime directly from the platform header.

May 7, 2026