Updated Monthly OAS Benefit Amounts

Monthly OAS benefit amounts have been updated to reflect the latest quarterly amounts released by the Government of Canada.

September 10, 2026

Enhanced RRSP Meltdown Customization

The RRSP Meltdown page has been updated with significantly more detail and customization options. When using Optiml''s preset meltdown strategies, you can now keep your own custom RRSP/RRIF conversion ages and CPP/QPP and OAS benefit start ages rather than having Optiml automatically apply its recommended ages and timings.

September 10, 2026

First-Year Employer RRSP Matching Contributions

Employer and employee RRSP matching contributions are now correctly prorated in the first year. The RRSP page will now account for contributions already made during the current year and only add the remaining employer and employee matching contributions to your balance for the rest of the year.

September 3, 2026

Success Score Scenario Saving Improvements

Success Score scenarios are now automatically saved globally and tested across all plans, with no need to manually save each scenario. Your Success Score and all associated scenario results are also now saved to each individual plan after running the Success Score. Add or modify scenarios at any time, then either view your previously saved results or re-run the Success Score to update them with your latest scenarios.

September 3, 2026