Platform Updates
Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.
feature
OPTI 1.94Handling in-year events
If you have events such as a goal, retiring, selling a home, buying an asset and more, and these events happen during the year, you will now be notified the next time you log in! We will walk you through the exact steps of what happens now, how to make sure it is accurately captured in your plan, and more.
October 22, 2026
improvement
OPTI 1.94Mark goals as complete
As part of this update, you can now mark goals as complete. Whether you are just checking off a vacation you went on or completing a car purchase, you can more accurately handle your in-year planning needs and always ensure Optiml is up to date and as accurate as possible!
October 22, 2026
feature
OPTI 1.94Download your plan as a PDF
The long-awaited PDF download of your Optiml plan is now available for Pro+ and Legacy subscribers. Found next to the spreadsheet download, it lets you generate a full report of your plan to keep as your own personal copy.
October 22, 2026
bug
OPTI 1.94Date pickers on mobile
Fixed a bug on mobile devices where date pickers would close unexpectedly while opening and selecting a date.
October 22, 2026
feature
OPTI 1.93EVA 2.0: update, test and compare your plan by asking
EVA now has four modes. Pick one from the menu beside the send button. Conversation: ask anything about your plan and get answers from your own numbers. Inputs: tell EVA what changed, like a new retirement date or a raise. EVA prepares the change, you review it and choose Confirm and save, then run your plan. What-if: test a scenario, like retiring two years earlier or selling your home, against your current plan. Your plan stays unchanged until you choose Launch this plan. Compare: put two to five of your saved plans side by side and ask EVA what is different.
October 15, 2026
improvement
OPTI 1.93RRIFs and LIFs opened this year
Converted to a RRIF, spousal RRIF or LIF this year? Each account's page now asks whether it was opened this year (a LIF also asks the month). Optiml then applies the first-year rules: no minimum withdrawal in the year the account opens, and for a LIF, a first-year maximum based on the amount transferred in, prorated by month where your province requires it. A LIRA that converts to a LIF later in your plan follows the same rules in its conversion year.
October 15, 2026
improvement
OPTI 1.92Improved Defaults for Future Real Estate Goals
Improved the default values used when adding future real estate goals to help provide more reasonable starting estimates when you are unsure what assumptions to use.
October 8, 2026
bug
OPTI 1.92Dashboard Age Display Fix
Fixed a visual issue where ages could continue displaying on certain dashboard pages beyond the life expectancy used in the plan.
October 8, 2026
improvement
OPTI 1.92CPP/QPP and Survivor Benefit Accuracy Improvements
Improved CPP/QPP and survivor benefit calculations to more accurately reflect benefit start ages, survivor benefit rules, combined benefit limits, and QPP early-start reductions. Users already receiving CPP/QPP will now also enter the year and month their benefits began to improve calculation accuracy.
October 8, 2026
improvement
OPTI 1.91FHSA Support in Custom Plan
The FHSA is now properly incorporated into Custom Plan. You can override FHSA deposits and include the FHSA within your custom resolution order.
October 1, 2026
bug
OPTI 1.91Input Summary Display Fixes
Fixed display issues on the Input Summary page where some values related to Primary Residence sale events and HoldCo investment funds could appear incorrectly. These were visual issues only and the underlying plan data remained correct.
October 1, 2026
bug
OPTI 1.91Joint Non-Registered Account in Custom Plan
Fixed an issue where a Joint Non-Registered account could remain in Custom Plan after indicating that you do not have one and do not intend to open one in the future.
October 1, 2026
improvement
OPTI 1.91Set Value Estate Shortfall Explanations
Improved explainers and EVA knowledge for Set Value plans where the estate goal cannot be fully achieved but the plan does not experience any spending shortfalls.
October 1, 2026
improvement
OPTI 1.91CPP/QPP and OAS Optimizer Improvements
Improved CPP/QPP and OAS Optimizer results for Max Spend and Set Value plans so optimized scenarios stay closer to your surplus spending and better align with the baseline expense curve.
October 1, 2026
improvement
OPTI 1.91Wealthica Account Linking Improvements
Improved how investment accounts are linked and unlinked between Wealthica and Optiml. Deleting an investment account or indicating that you no longer have it will now also unlink it from Wealthica. Spousal RRIFs are also now supported for Wealthica account linking.
October 1, 2026
Showing updates for October 2026
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