Retirement strategies
Find the strategy built for your goals
There is no single right way to retire. There is only YOUR way.
Optiml is goal-based, you define what matters most and it builds a math-optimized plan around it.
With Optiml
Without
Maximize After-Tax Estate
Leave the largest possible inheritance, without sacrificing your retirement.
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With Optiml
Without
Minimize Lifetime Taxes
Pay the least tax over your lifetime.
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With Optiml
Without
Maximize Retirement Spending
Live your best retirement. Spend more, worry less, never run out.
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Your spending
Estate target
Set Your Estate Target
Lock in your legacy. Spend everything else.
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Strategic draw
No strategy
RRSP Meltdown Strategy
Do not let your RRSP become a tax bomb. Defuse it strategically.
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OAS preserved
Clawed back
OAS Clawback Reducer
Stop giving back your OAS. You earned it, keep it.
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Estate
Spending
Tax
Build Your Own Custom Plan
Our optimized plans run the numbers and provide a math-based approach. Want to add your own touch? Input your own deposit and withdrawal strategy to build a plan exactly the way you want it.
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Ready to build your optimized plan?
Take control of your financial future.
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