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Optiml

Simple, Transparent Pricing

Start your 14-day free trial.

Trusted by 10,000+ Canadians

Bank-Level Security

Canadian-Made & Compliant

4.8/5 Customer Rating

Choose the plan that best fits your needs

Essentials

I want a simple and structured approach to plan my financial future.

Pro+

I like analyzing all numbers, and having access to all features.

Legacy

I am a business owner who may have a Trust, Holding Company, or Operating company.

Why pay $3,000+

for a one-time financial plan you can't control?

🇨🇦

We're Canadian, of course our pricing is in CAD!

Monthly

Annual

Save up to 20%

Essentials

Peace of mind, simplified.

$99

/yr

Save 20%

What-if Scenarios

Unlimited

Stored Plans

1

Run unlimited plans. Only the most recent one is stored.

Assets

Primary Residence

Insurance

What-if Scenarios

When can I retire?

How much can I afford to spend in retirement?

What can I leave to my kids?

Test different estate goals

Test different CPP/QPP & OAS start ages

Support

Virtual Assistant

Email Support

Start Free Trial

14-day free trial

Most Popular

Pro+

Most popular for serious planners.

$249

/yr

Save 20%

Everything in Essentials, plus:

Stored Plans

20

Run unlimited plans. Store and revisit up to 20.

Assets

Cottage & Land

Rental Properties

Private Equity

Features

Success Score

Save multiple plans

Compare Plans

AI Insights

Customize your plan

Linked Investment Accounts

Download your plan

CPP/QPP & OAS Optimizer

Support

Book a 1:1 call anytime

Start Free Trial

14-day free trial

Legacy

Built for business owners.

$499

/yr

Save 20%

Everything in Pro+, plus:

Assets

Trust

HoldCo

Real Estate

Private Equity

Investment Fund

Cash Account

Life Insurance

Shareholder Loans

Operating Companies

Stand-alone OpCos

Start Free Trial

14-day free trial

✦ All plans include a 14-day free trial, switch plans anytime during your trial at no charge

Switch Plans Anytime

Upgrade or downgrade anytime with prorated pricing

Your Data is Secure

Bank-level encryption + Canadian data storage (PIPEDA compliant)

Cancel Anytime

Access continues until the end of your billing period

Pricing

Frequently Asked Questions

Yes! You can upgrade or downgrade your plan at any time. If you upgrade, you'll only pay the difference between your current billing cycle and the new plan's pricing. If you downgrade, any remaining balance will be applied as a credit toward your next billing cycle.

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Empowering Canadians to take control of their financial future.

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BBB RATING: A+

Features

Eva - AI AssistantCPP & OAS OptimizerWithdrawal OptimizerSuccess ScoreCompare PlansWealthica IntegrationEstate Projector

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