How does yearly billing work?

You pay once a year and get 2 months free. Every yearly plan costs less than 10 months of monthly billing.

What's included in the free trial?

Your 14-day free trial includes every feature in the plan you choose, and you can switch plans anytime during your trial at no charge.

Can I cancel my subscription?

Yes, you can cancel anytime. You'll retain access to your plan until the end of your current billing cycle.

How are payments processed?

All payments are securely processed through Stripe, a trusted and industry-leading payment platform. This ensures your billing information remains safe and encrypted.

How it Works Features Strategies Resources Optiml lite Pricing For Advisors

Simple, Transparent Pricing

Name: Optiml
Availability: OnlineOnly
Rating: 4.9 (30 reviews)
Author: Optiml

Start your 14-day free trial.

Trusted by thousands of Canadians

Bank-Level Security

Canadian-Made & Compliant

4.9/5 Customer Rating

We're Canadian, of course our pricing is in CAD!

Pay yearly. Get 2 months free.

Choose yearly billing on any plan and pay for 10 months instead of 12.

Essentials

Peace of mind, simplified.

“I want a simple and structured approach to plan my financial future.”

~~Monthly billing: $9.99~~

Yearly billing: $8.25

/mo

Billed $99 yearly

2 months free, you save $20.88

Start Free Trial

14-day free trial

What-if Scenarios

Unlimited

Stored Plans

Run unlimited plans. Only the most recent one is stored.

Assets

Primary Residence

Insurance

What-if Scenarios

When can I retire?

How much can I afford to spend in retirement?

What can I leave to my kids?

Test different estate goals

Test different CPP/QPP & OAS start ages

Support

Virtual Assistant

Email Support

Pro+

Legacy

Built for business owners.

“I am a business owner who may have a Trust, Holding Company, or Operating company.”

~~Monthly billing: $49.99~~

Yearly billing: $41.58

/mo

Billed $499 yearly

2 months free, you save $100.88

Start Free Trial

14-day free trial

Everything in Pro+, plus:

Assets

Trust

HoldCo

• Real Estate

• Private Equity

• Investment Fund

• Cash Account

• Life Insurance

• Shareholder Loans

• Operating Companies

Stand-alone OpCos

✦ All plans include a 14-day free trial, switch plans anytime during your trial at no charge

Why pay $3,000+

for a one-time financial plan you can't control?

Switch Plans Anytime

Upgrade or downgrade anytime with prorated pricing

Your Data is Secure

Bank-level encryption + Canadian data storage (PIPEDA compliant)

Cancel Anytime

Access continues until the end of your billing period

Pricing

Frequently Asked Questions

Yes! You can upgrade or downgrade your plan at any time. If you upgrade, you'll only pay the difference between your current billing cycle and the new plan's pricing. If you downgrade, any remaining balance will be applied as a credit toward your next billing cycle.