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Platform Updates

Stay informed about the latest improvements, fixes, and new features we're building to make Optiml even better.

bug

OPTI 1.19

Joint Non-Registered Account Missing from Net Worth

Fixed visual bug on Input Summary page where Joint Non-Registered account was missing from Net Worth section.

March 27, 2025

improvement

OPTI 1.19

Cash Account Growth

You can now apply a custom annual growth rate to your cash savings account and minimum cash balance. This helps reflect more realistic scenarios, such as interest earned on high-interest savings accounts.

March 27, 2025

improvement

OPTI 1.19

Defined Benefit Pension - Partial Indexing

We've added the ability to customize the annual growth rate of your Defined Benefit Pension to reflect partial inflation indexing (e.g., 60% of inflation). This makes it easier to model your pension income more accurately.

March 27, 2025

improvement

OPTI 1.18

Wealthica Stability Updates

Fixes to ensure failed account additions are not unintentionally stored, preventing duplicate or incorrect data from being added.

March 20, 2025

bug

OPTI 1.18

Bug Fixes & Improvements

Various enhancements to improve performance, stability, and overall user experience.

March 20, 2025

improvement

OPTI 1.18

New Analysis Reminder Popup

When making changes and returning to the dashboard, a popup will now notify you that a new analysis needs to be run for updates to apply to your plan. This improves clarity and helps prevent confusion.

March 20, 2025

improvement

OPTI 1.17

Survivor Benefits

If you hold a Defined Benefit Pension and have a shorter life expectancy than your spouse, you will now be asked about survivor benefits to ensure proper planning.

March 13, 2025

improvement

OPTI 1.17

Life Insurance Updates

Life insurance fields have been updated to reflect the new life expectancy feature. Be sure to review and update your policy details for the most accurate projections.

March 13, 2025

feature

OPTI 1.17

CSV Formulae

The CSV export now includes formulas, making it easier to understand how values are calculated and ensuring full transparency in your financial planning.

March 13, 2025

feature

OPTI 1.17

Life Expectancy

Set your life expectancy on the Profile page to improve spousal planning. For couples with large age gaps, the longest surviving spouse will now take over assets while accounting for taxes.

March 13, 2025

feature

OPTI 1.16

Joint Non-Registered Accounts

You can now add Joint Non-Registered accounts in your analysis for better tax optimization with your spouse. Wealthica users will see previously split Non-Registered accounts now recognized as Joint when linked.

March 6, 2025

feature

OPTI 1.16

Cashflow Tab in CSV Export

The Cashflow view is now available in your CSV export, giving you a clear breakdown of all money flowing in and out for any given year.

March 6, 2025

feature

OPTI 1.16

New FHSA Option – Use It for Tax Benefits Without Buying a Home

If you have an FHSA but don’t plan to buy a home, you can now select 'No Purchase' in the Home Purchase Date dropdown. This allows your FHSA to act as additional RRSP contribution room and convert to an RRSP after 15 years.

March 6, 2025

Showing updates for March 2025

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