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Simple, Transparent Pricing

All plans include a 14-day free trial.

Choose the plan that best fits your needs

Essentials

A solid starting point with structured guidance, giving you peace of mind as you plan for the future.

Pro

Greater control and flexibility, enabling stress testing, and deeper scenario analysis

Premium

Users looking for flexibility and control to manage their investments in income properties and Canadian-Controlled Private Corporations (CCPCs).

Why pay $3,000+ for a one-time financial plan you can't control?

Essentials

The Essentials you need for peace of mind and financial confidence.

$99

/year

Save 20%

Unlimited what-if scenarios

  • When can I retire?

  • What does retirement look like?

  • What can I leave to my kids?

  • Test different estate goals

  • Test different CPP/QPP & OAS start ages

Optimization Tools

  • Virtual Assistant

  • Optimal deposit strategy

  • Optimal withdrawal strategy

Start Free Trial
Most Popular

Pro

For savvy planners ready to dive deeper with advanced tools.

$199

/year

Save 33%

  • Everything in Essentials, plus:

  • CPP/QPP & OAS optimizer

  • Save multiple analyses

  • CSV & PDF Downloads

  • Operating Business

  • Cottage

  • Linked Investment Accounts

  • Dynamic Growth Rates

  • Insights

Start Free Trial

Premium

The ultimate solution for managing complex and sophisticated finances.

$349

/year

Save 20%

  • Everything in Pro, plus:

  • Income properties

  • Business (CCPC) Investments

Start Free Trial

Which Plan Is Right For You?

Essentials

For individuals who want to take control of their financial future without the need for complex tools or stress testing. Whether you're looking for peace of mind that you're on track or need to course-correct, Essentials provides a simple, structured approach to financial planning.

Key Benefits

  • Create and manage your own financial plan

  • Test different estate goals and retirement strategies

  • Gain clarity on whether you're on track or need adjustments

Ideal For

  • Individuals who want to take control without extra complexity

  • Those seeking peace of mind that they're making the right financial choices

  • People exploring estate goals and long-term strategies

Pro

For users who want deeper insights, flexibility, and the ability to stress-test different financial strategies. Pro provides advanced tools to refine your plan and analyze every detail for maximum efficiency.

Key Benefits

  • Run multiple scenario analyses and compare strategies

  • Gain deeper insights into your financial future

  • Download CSV reports for detailed review

  • Optimize withdrawals, deposits, and start ages for various government benefits

Ideal For

  • Professionals and retirees who want detailed financial insights

  • Those managing multiple income streams or investments

  • Individuals looking to stress-test and refine their plan

Premium

Premium is designed for users who actively manage income properties and their CCPC investment fund, offering advanced tools to optimize their financial plan.

Key Benefits

  • Strategic estate and tax planning tools – gain insights to improve long-term outcomes

  • Investment property and CCPC integration – structure your plan around real estate and corporate investments

Ideal For

  • Business owners and entrepreneurs managing investments within their CCPC

  • Real estate investors looking for tax-efficient planning and cash flow management

  • Individuals seeking more control over how their financial strategy evolves

Frequently Asked Questions

Can I change plans later?

Yes! You can upgrade or downgrade your plan at any time. If you upgrade, you'll only pay the difference between your current billing cycle and the new plan's pricing. If you downgrade, any remaining balance will be applied as a credit toward your next billing cycle.

What's included in the free trial?

Your 14-day free trial gives you full access to all features of your selected plan, with no restrictions. You can also upgrade to a higher-tier plan at any time during your trial.

Can I cancel my subscription?

Yes, you can cancel anytime. You'll retain access to your plan until the end of your current billing cycle.

How are payments processed?

All payments are securely processed through Stripe, a trusted and industry-leading payment platform. This ensures your billing information remains safe and encrypted.

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