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All plans include a 14-day free trial with full feature access.
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Choose the plan that best fits your needs
Essentials
I want a simple and structured approach to plan my financial future.
Pro+
I like analyzing all numbers, and having access to all features.
Legacy
I am a business owner who may have a Trust, Holding Company, or Operating company.
Why pay $3,000+ for a one-time financial plan you can't control?
Pricing in CAD 🇨🇦
Legacy
For business owners navigating HoldCos, OpCos, and Trusts.
34.99
/month
Everything in Pro+ plus:
Assets
Trust
HoldCo
• Real Estate
• Private Equity
• Investments Fund
• Cash Account
• Life Insurance
• Shareholder Loans
• Operating Companies
Stand-alone OpCos
14 Day Free Trial
Pro+
For savvy planners ready to dive deeper with advanced tools.
24.99
/month
Everything in Essentials plus:
Stored Plans:
20
Run unlimited plans. Store and revisit up to 20.
Assets
Cottage & Land
Rental Properties
Private Equity
Features
Success Score
Save multiple plans
Compare Plans
AI Insights
Customize your plan
Linked Investment Accounts
Download your plan
CPP/QPP & OAS Optimizer
Support
Book a 1:1 call anytime
14 Day Free Trial
Essentials
The Essentials you need for peace of mind and financial confidence.
9.99
/month
Plan Details
What-if Scenarios
Unlimited
Stored Plans:
1
Run unlimited plans. Only the most recent one is stored.
Assets
Primary Residence
Insurance
What-if Scenarios
When can I retire?
How much can I afford to spend in retirement?
What can I leave to my kids?
Test different estate goals
Test different CPP/QPP & OAS start ages
Support
Virtual Assistant
Email Support
14 Day Free Trial
Switch Plans Anytime
Upgrade or downgrade anytime with prorated pricing
Your Data is Secure
Bank-level encryption + Canadian data storage (PIPEDA compliant)
Cancel Anytime
Cancel anytime. Access continues until end of billing period
Which Plan Is Right For You?
Legacy
Designed specifically for business owners planning their long-term personal financial future. Legacy helps you optimize your personal finances—not business operations—by integrating complex corporate structures like Trusts, Holding Companies (HoldCos), and Operating Companies (OpCos) into your financial plan.
Key Benefits
Add and manage all HoldCo assets: Real Estate, Private Equity, Investment Funds, Cash Accounts, Life Insurance, and Shareholder Loans
Simulate paying yourself dividends throughout your lifetime from your HoldCo or Trust
Factor in standalone OpCos or multiple OpCos in your planning
Model selling business assets or leaving them for your estate
Integrate income properties and investment funds within your CCPC structure
Access strategic estate and tax planning tools to optimize long-term outcomes
Ideal For
Business owners with Trusts, HoldCos, or OpCos who want to optimize their personal financial future
Entrepreneurs planning how to pay themselves strategically through dividends and withdrawals
Individuals with complex corporate structures who need to factor everything into their retirement plan
Those exploring whether to sell their business or leave it as part of their estate
Pro+
For those who want complete control and deep insights into their financial future. Pro+ gives you access to all AI-powered tools and optimization features to stress-test your plan and see how resilient it is to life's uncertainties.
Key Benefits
Access all AI insights to get personalized recommendations and strategic guidance
Use the Success Score to see how resilient your financial plan is to market volatility
Optimize CPP and OAS start dates to maximize your government benefits
Save up to 10 plans to your profile and compare them side-by-side
Run unlimited scenario analyses to stress-test different strategies
Download detailed CSV reports for comprehensive review
Ideal For
People who love analyzing numbers and want access to every feature
Professionals and retirees seeking detailed financial insights and optimization
Those who want to stress-test their plan against different market conditions
Anyone who wants to compare multiple strategies to find the best path forward
Essentials
The foundation plan for those who don't need all the complexity and bells and whistles. Essentials gives you everything you need to create and run optimized financial plans without diving into every advanced feature.
Key Benefits
Create and manage your own optimized financial plan
Test different retirement ages and spending scenarios
Explore estate goals and see what you can leave to your loved ones
Get clear answers: Are you on track, or do you need to adjust?
Simple, structured approach without overwhelming complexity
Ideal For
Individuals who want a straightforward plan without extra complexity
Those seeking peace of mind that they're on track financially
People who want control over their financial future without needing every advanced tool
Anyone looking for a simple, affordable way to plan for retirement
Not sure which plan is right for you?
Try all features during your 14-day free trial and decide later. You can change plans anytime.
Start Your Free Trial TodayFrequently Asked Questions
Can I change plans later?
Yes! You can upgrade or downgrade your plan at any time. If you upgrade, you'll only pay the difference between your current billing cycle and the new plan's pricing. If you downgrade, any remaining balance will be applied as a credit toward your next billing cycle.
What's included in the free trial?
Your 14-day free trial gives you full access to ALL features across ALL plans, regardless of which plan you initially select. This allows you to thoroughly test every feature and determine which plan best suits your needs before making any financial commitment.
Can I cancel my subscription?
Yes, you can cancel anytime. You'll retain access to your plan until the end of your current billing cycle.
How are payments processed?
All payments are securely processed through Stripe, a trusted and industry-leading payment platform. This ensures your billing information remains safe and encrypted.
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