Find your own
Optiml™ answers today!

Retire better with Optiml™ insights.

Get answers now with an extended 14-Day FREE trial!

Try it Free

“What if our life situation changes?”

With Optiml™, you’ll always steer your progress no matter where life’s roads may lead. You can’t predict the future, but you can test and adapt your plan anytime. 

“Do I max out my RRSP or my TFSA?”

Should you max out your RRSP? Timing is everything, and Optiml™ will ensure you’ve maximized your savings potential, while minimizing tax exposure.

“How will I know if CRA changes the rules?”

How do you keep up with changing government rules and new programs? Let Optiml™ do that for you. Your financial plan stays updated to ensure every advantage. 

“Can I visualize my financial future?”

Think of Optiml™ as a crystal ball to envision your financial future using your own information to project, plan, and adapt as circumstances change throughout your life.

“Why would I defer my CPP past age 65?”

Can’t wait for those CPP benefits to come rolling in at age 65? Sometimes you really should wait, and Optiml™ can tell you why, and when is best for your retirement.

“Can I time RRSP withdrawls to minimize taxes?”

With Optiml™ insights, you’ll learn the most tax-efficient strategies and determine the perfect timing for withdrawing your funds during retirement. 

“Should we downsize when we retire?”

Downsizing for retirement often makes sense. With Optiml™ insights, you can model scenarios to ensure the best balance between your lifestyle and financial implications. 

“How can I best maximize my OAS benefits?”

What’s the best age to start OAS benefits? That all depends on you! Optiml™ considers your current situation, and also allows you to model unlimited what-if scenarios. 

Start your Optiml™ plan today!

Try Optiml™ FREE for 14 days!

Try it Free

Make your Optiml™ retirement plan

Try it Free