Optiml™ Calculators

Explore Optiml’s powerful features for free! Utilize our Mortgage & Debt calculators, check your remaining contribution room, and estimate your first home down payment with our calculators!

Mortgage Calculator

Debt Payoff Calculator

TFSA Contribution Room Calculator

FHSA Contribution Room Calculator

First Home Down Payment Calculator

Enter Home Purchase Price:

Assuming CMHC First Home Financing

Value Range	Percentage	Amount
First $500,000	5%	$0.00
Next $500,000	10%	$0.00
Over $1,000,000	20%	$0.00
Total Down Payment		$0.00

Income Tax Calculator

Estimated 2023 Tax Amount

$0.00

Note: This is an estimate. Sign up to run a detailed analysis.

Taxable Income	$0
Provincial Taxes	$0
Federal Taxes	$0
CPP Contributions	$0
EI Premiums	$0
Total Tax	$0
Average Tax Rate	0%
Marginal Tax Rate	0%
After Tax Income	$0

We're building a tool to help people like you.

I’d love to chat with you about the challenges you’re facing and gather insights on how we can provide even more value to our customers. If you have 15 minutes to spare, I’d be grateful for the opportunity to connect on a quick call.

- Zac Davies, Co-Founder

Make your Optiml™ retirement plan