Start on your own. Add a colleague when you hire.
Optiml works as your own practice from day one. When the practice grows, a colleague joins with the same branding and planning assumptions, and you can share a household between you.
Two advisors, one letter
Share a household with a colleague and both of you sign the cover letter, with your practice's name printed once below.
- The same branding and planning assumptions
- Both advisors work on the household's plan
- A seat is billed once your colleague accepts
What it means for your practice
Start under your own name
No registered firm is needed to get going.
Add a colleague when you hire
They work from your branding and planning assumptions from day one.
Pay for who joins
A colleague's seat is billed once they accept your invite.
Built for a practice of one to three
- Your own name is enough
- You do not need a registered firm. Working on your own, set up under your own name, and add colleagues or offices at any time.
- Assumptions you set once
- Inflation, growth rates, life expectancy and the age RRSPs convert to a RRIF. Every new client plan starts from them.
- Share a household
- Add a colleague to a client and you both work on the plan. Every advisor on the client signs the cover letter.
- A seat when they join
- Invite a colleague whenever you are ready. Their seat is billed once they accept.
When the practice spans more than one office
The same setup runs larger firms. Firms of ten or more advisors can talk to us about Enterprise.
- Offices
- Group advisors by office. An office can use its own branding and set its own planning assumptions.
- Four roles
- Owner, organization admin, office admin and advisor. Each sees what their role needs, and only the owner sees billing.
- Nothing lost when people leave
- When you remove a team member, their clients move to another advisor. Ownership of the organization can be transferred too.
More of what Optiml does for your practice
Branding and reports
Your logo, colours and signed cover letter on every report and invite.
Client onboarding
Onboard a client the same day, not in two weeks: households add their own details by invite.
Planning depth
Optimized withdrawals, CPP and OAS timing and taxes, in a plan clients understand.
Insights
Upcoming retirements and birthdays across your book, so you call first.
See it with your own clients.
Start a 14-day free trial, or book a demo and we will walk you through a full client plan.